Mortgage Refinance
Need lower monthly payments? Extra cash?
A fixed mortgage rate? Refinance now.


Need lower monthly payments? Or need extra cash or a fixed mortgage rate? This is why you should refinance.

lower payments

Lower Your Payments

Refinance and your monthly payment could drop, which could mean interest payment savings over the life of the loan. Speak to a First Place Specialist and see how much you could lower your payments.

cash out

Cash Out

Refinance and get cash to pay for college, home improvements, consolidating debt, and much more. Ask about First Place Home Loan Programs that may be right for your cash out needs.

fixed rate

Switch to a Fixed Rate

Get the stability of the same principal and interest monthly payments. If your Adjustable Rate Mortgage is set to adjust or the payments are too high, it might be time to look at a fixed rate. Call us today and find out of refinancing makes sense for you.


FHA Loan

Purchase your home with only 3.5% down. Closing costs can be a gift from a relative!

FHA offers more flexibility in credit and income. No pre-payment penalties. Easier to qualify than conventional loans.

30-Year Loan

Our most popular mortgage. Get a low payment and the security your rate won't change for the life of your loan.

Loan Programs

30 yrs Fixed, 20 yrs Fixed,
15 yrs Fixed

7/1 arms, 5/1 arms,
3/1 arms