FHA Maximum Financing Calculator

FHA Maximum Financing Calculator

Use this calculator to determine the minimum downpayment and maximum FHA mortgage that would be allowed on a home purchase. It will also create an estimate of your closing costs and required upfront Mortgage Insurance Premium (MIP). This calculator is designed to determine the FHA mortgage limit for a particular purchase, not the maximum allowed for any home in your state and county. To determine the maximum purchase price for your area you should use https://entp.hud.gov/idapp/html/hicostlook.cfm at the HUD.gov. Then use the calculator below to determine the required down payment, FHA mortgage limit and required upfront Mortgage Insurance Premium (MIP).


Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.


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FHA Loan

Purchase your home with only 3.5% down. Closing costs can be a gift from a relative!

FHA offers more flexibility in credit and income. No pre-payment penalties. Easier to qualify than conventional loans.
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30-Year Loan

Our most popular mortgage. Get a low payment and the security your rate won't change for the life of your loan.
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Loan Programs

30 yrs Fixed, 20 yrs Fixed,
15 yrs Fixed

7/1 arms, 5/1 arms,
3/1 arms
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